The digital landscape has completely changed the nature of criminal offenses. Now, many offenses, particularly financial offenses, can be performed at the click of a button.
In some ways, this gives the illusion that the crimes are victimless, but they are not. White collar crimes are taken very seriously by the authorities, and the penalties upon conviction can be severe.
Every year, millions of people have their identity stolen. What are some of the most common types of identity theft? Here are three:
1. Credit and debit card theft
White collar crimes, including identity theft, generally have a financial motive. This is why debit and credit card information can be stolen. Once an individual has access to account numbers and pins, they can make unauthorized withdrawals under a false identity.
2. Mortgage fraud
When applying for a mortgage, all information handed over to the lender must be accurate. Mortgages must be taken out in the name of the applicant and no one else. Mortgage fraud based on identity theft occurs when an individual uses someone else’s information to apply for a mortgage.
3. Identity theft incident to arrest
Being arrested can be a daunting experience – and someone may decide to give the police their brother’s, cousin’s or best friend’s identifying information in a moment of panic. This constitutes identity theft and is likely to result in further charges.
Identity theft can be complex, and you may find yourself accused despite not intentionally committing a crime. In such an instance, seeking legal guidance can help you defend against the charges.
